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Our Process

Disciplined, Goals-Based Wealth Management

At Brown | Miller Wealth Management, our mission is to profoundly enrich the lives of our clients through the power of compounding capital and well-designed wealth management plan. Our "Discover – Design – Deliver" approach powers us to build long-term client relationships, using a holistic wealth management process to deliver an experience and results to enrich the quality of our clients' lives.

Discover

In the Discover phase, we begin the process of cultivating a long-term client relationship by understanding you. We want to discover your hopes, dreams, and aspirations, as well as understand your priorities and the retirement lifestyle you want to live and the legacy you want to leave.

Developing a comprehensive plan extends far beyond your finances, we take the necessary time to uncover what truly matters most to you and create a roadmap to help guild you.

Design

In the Design phase, our team will gather data and conduct a comprehensive analysis of your financial situation. With this foundation, we will design your comprehensive wealth management plan and customized investment strategy to achieve your goals.


Deliver

The Deliver phase is where our team stands apart. We have an unwavering dedication to delivering an exceptional experience for our clients. 

Once we’ve implemented your plan, we will closely monitor your progress and schedule frequent meetings to review and discuss any changes in your life so we can adjust your plan accordingly.


Investment Management

Our approach to investment management is to be globally diversified using mutual funds, ETFs and individual stocks as appropriate for the individual portfolio. In the case of individual equities, we look for high-quality businesses with little to no debt, where dividends are covered by free cash flow, and there is a history of annual dividend increases. Owning high-quality companies at attractive valuations that also pay above-average dividends with consistent annual dividend increases has proven to be a reliable investment approach over time. Fundamentally, our goal is to help you achieve the greatest level of success, with the highest degree of certainty, while taking the least amount of risk necessary.

When it comes to managing your investments, we consider four primary elements:


Asset Allocation Strategy

  • Develop an investment policy statement
  • Determine optimal asset allocation 

Due Diligence

  • Analyze universe of investment options and money managers
  • Select “best in class” investment strategies


Portfolio Construction 

  • Construct multi-asset, multi-style, and multi-manager portfolios
  • Implement strategy with an optimally blended portfolio
  • Globally Diversified

Monitoring / Risk Management

  • Systematically rebalance strategies and managers
  • On-going review of investment options
  • Regularly communicate progress



Services

  • Retirement Planning
  • Investment Management
  • ESG and Innovation Focused Investment Strategies
  • Liability Management
  • Risk Management
  • Estate Planning Strategies
  • Tax-Efficient Investing
  • Education Funding
  • Charitable Giving
  • Corporate Retirement Planning